This website is owned by ABA of Long Island, Inc. (“ABA”).  Use of this website, and information distributed in conjunction with this website, is offered to you contingent upon your acceptance of these Terms of Use, our Privacy Policy and any other notices posted on this website. Your use of this website or of any content presented in any and all areas of the website indicates your acknowledgment and agreement to these Terms of Use, our Privacy Policy and other notices posted on this website. If you do not agree to be bound by and comply with all of the foregoing, you may not access or use our information, services, or website. We suggest you print a copy of each of these documents for your records.

ABA shall have the right, at its sole discretion, to modify, add or remove any terms or conditions of these Terms of Use without notice or liability to you. Any changes to these Terms of Use shall be effectively immediately following the posting of such changes on this website. The most recent version of these Terms of Use may always be found at http://www.aba-ny.com/legal/. You agree to review these Terms of Use from time to time and agree that any subsequent use by you of this website following changes to these Terms of Use shall constitute your acceptance of all such changes. These Terms of Use were last modified on June 1, 2006.

This website is to be used for informational purposes only and is not intended to provide you with any commercial, financial, investment, accounting, tax, or legal advice and may not be used for purposes of resale, distribution, public display or performance, or any other uses by you in any form or manner whatsoever. Unless otherwise specified, you may display, download, archive, and print a single copy of any information on this website, or otherwise distributed by ABA through this website, in accordance with this Terms of Use, as amended from time to time.  ABA does not guarantee the accuracy, timeliness, reliability or completeness of any of the information contained on, downloaded or accessed from or through this website.  ABA reserves the right, at its sole discretion, to modify, disable access to or discontinue, temporarily or permanently, without notice, any part or all of this website or any information contained thereon without liability or notice to you.

THIS WEBSITE IS PROVIDED ON AN “AS IS” BASIS, AND ABA MAKES NO WARRANTIES TO THE USER, EXPRESS OR IMPLIED, REGARDING THE WEBSITE, INCLUDING (WITHOUT LIMITATION), THAT THE USE OF THE WEBSITE WILL BE UNINTERRUPTED OR ERROR FREE, THAT ANY OR CERTAIN RESULTS MAY BE OBTAINED THROUGH THE USE OF THE WEBSITE, AS TO THE WEBSITE’S MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OPERATION, PERFORMANCE, DESIGN, AND/OR QUALITY, OR ANY WARRANTY ARISING FROM A COURSE OF DEALING, TRADE USAGE OR TRADE PRACTICE OF ANY NATURE OR KIND. ABA SHALL NOT BE LIABLE TO ANY USER OR ANY THIRD PARTY FOR ANY LOSS, DAMAGE OR EXPENSE OF ANY KIND OR NATURE CAUSED DIRECTLY OR INDIRECTLY BY THE WEBSITE OR THE FAILURE OF OPERATION OF THE WEBSITE, OR FOR ANY LOSS OF BUSINESS OR DAMAGE WHATSOEVER AND HOWSOEVER CAUSED.  IN NO EVENT SHALL ABA BE LIABLE FOR ANY SPECIAL, INCIDENTAL, PUNITIVE, INDIRECT, OR CONSEQUENTIAL DAMAGES WHATSOEVER (INCLUDING, BUT NOT LIMITED TO, DAMAGES FOR LOSS OF PROFITS OR CONFIDENTIAL OR OTHER INFORMATION, FOR BUSINESS INTERRUPTION, FOR PERSONAL INJURY, FOR LOSS OF PRIVACY, FOR FAILURE TO MEET ANY DUTY INCLUDING OF GOOD FAITH OR OF REASONABLE CARE, FOR NEGLIGENCE, AND FOR ANY OTHER PECUNIARY OR OTHER LOSS WHATSOEVER) ARISING OUT OF OR IN ANY WAY RELATED TO THE USE OF OR INABILITY TO USE THE WEBSITE OR OTHERWISE, EVEN IN THE EVENT OF THE FAULT, TORT (INCLUDING NEGLIGENCE), MISREPRESENTATION, STRICT LIABILITY, AND EVEN IF ABA HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

You represent and warrant that you have read and agree to all of the terms and conditions of our Privacy Policy, which is located at: http://www.aba-ny.com/privacy.php.

You agree to follow all applicable laws and regulations when using this website. Furthermore, you agree that you shall not (1) upload, post or otherwise transmit through or to this website any content that is unlawful, abusive, threatening, harmful, obscene, lewd, offensive, defamatory or otherwise objectionable, might infringe the intellectual property rights, privacy rights, rights of publicity, or other proprietary rights of others, or contains any viruses, trojan horses, time bombs, or any other harmful programs or elements; (2) disrupt, place unreasonable burdens or excessive loads on, interfere with or attempt to gain unauthorized access to any portion of our website, its computer systems, servers or networks; (3) provide false information about yourself to us, impersonate any other person, or otherwise attempt to mislead others about your identity or the origin of any content, message or other communication; (4) transmit junk mail, chain letters, or other unsolicited bulk e-mail or duplicative messages; (5) collect information about other visitors to our website without their consent or otherwise systematically extract data or data fields, including without limitation any financial data or e-mail addresses; (6) sell access to or the use of this website, including any content contained on, downloaded or accessed from this website, except as specifically permitted in writing by ABA; or (7) redistribute any content, including financial data, provided by us in any manner whatsoever including by means of printed publication, fax broadcast, web pages, e-mail, web newsgroups or forums, or any other electronic or paper-based service or method.

In short, this material may not be copied, used for resale, published, broadcast, or redistributed in any form without prior consent.

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